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No-Fee Credit Card Donations

Credit card transactions generally cost the recipient approximately 3% or more for the amount of the transaction.  We have two special arrangements that allow donors to make credit card donations which do not have a fee - the Church receives the full amount of the donation.

MMF Giving Portal
Donations made through this portal are processed by Stripe® with all transaction costs and fees covered by the Moravian Ministries Foundation.

PayPal Giving Fund
Donations made through this portal are processed by PayPal® with all transaction costs and fees covered by the PayPal®. Funds are made available to the Church at the end of each month.

Traditional Credit Card Donations

Our traditional credit card donations are handled through PayPal®, which charges a special reduced rate of 1.99% + $0.49 per transaction for nonprofits.

Make a single donation in the amount you choose
Make an ongoing weekly donation in the amount you choose:
Donation Options
Make an ongoing monthly donation in the amount you choose:
Donation Options
Traditional Check

The most traditional way to make a donation is by check.  Here are several things to remember:

  • If you are a member, be sure to write your envelope number on the check in the MEMO line.
  • If you want the check to go to a specific project (Building Fund or Debt Jubilee) please write that in the MEMO line. If not designated, it will go in the General Fund.

The best way to deliver your check is in person, during worship, in the offering plate!

Otherwise, mail your check to:

Trinity Moravian Church
220 East Sprague Street
Winston-Salem, NC 27127

Automatic Recurring Giving from Your Bank

There are several ways to set up an automatic donation for the Church.  You can set up a recurring credit card payment (above) or you can set up a regular donation directly from you bank account.

Bank-Initiated Transfers (ACH Push via Online Bill Pay)
 
This is the most secure method because you maintain total control over the timing and amount of the transfer. 
    1. Log In: Access your bank's online portal or mobile banking app.
    2. Navigate to Payments: Look for menu options labeled "Bill Pay," "Transfer Money," or "Pay & Transfer."
    3. Add a Payee: Input the recipient's information.
      • For large companies or established organizations, you can often search for them by name.
      • For smaller entities or individuals, you will manually enter their official name, routing number, and account number.  Contact office@trinitymoravian.org for this info.
    4. Schedule the Frequency: Select "Recurring" or "Automatic Payment." Set your start date, frequency (e.g., monthly, bi-weekly), and end date (or set it to "Until Canceled").
    5. Verify and Confirm: Review the details carefully to prevent transfer failures and authorize the recurring schedule.
 
Tax-Free Giving From Your IRA

Those with an IRA must make Required Minimum Withdrawals (RMD) after age 73.  These are typically taxed.  However, if a donation is made to a qualified nonprofit, the RMD can go directly to the Church and not be taxed.  In many cases this provides as signifcant tax advantage to the donor if done properly. 

You can make a tax-free donation from your IRA RMD (Required Minimum Distribution) using a Qualified Charitable Distribution (QCD). 
 
Key Rules and Limits for 2026:
  • Age Requirement: You must be 70½ or older at the time the distribution is made (even though RMDs generally start at age 73). 
  • Contribution Limit: You can donate up to $111,000 per person per year. Married couples filing jointly can each contribute up to $111,000 from their own IRAs (totaling up to $222,000). 
  • Eligible Accounts: Traditional IRAs, inherited IRAs (if you are 70½ or older), and inactive SEP or SIMPLE IRAs. (QCDs cannot be made directly from active workplace plans like 401(k) or 403(b) accounts). 
  • Direct Transfer: The IRA custodian must send the funds directly to the qualified 501(c)(3) charity. If the money touches your personal bank account first, it loses its tax-free status and becomes a standard taxable withdrawal. 
  • RMD Satisfaction: A QCD counts toward fulfilling all or part of your annual RMD. If your QCD is less than your total RMD, you must still withdraw and pay taxes on the remaining RMD amount. 

Trinity Moravian Church

Worship With Us!
SUNDAY MORNINGS
9:45 AM Adult Sunday School
11:00 am Worship
Live Streaming on Facebook!

Mailing Address:
220 East Sprague Street
Winston-Salem NC 27127

GPS for Sanctuary Entrance:
2326 Sunnyside Avenue
Winston-Salem NC 27127

PHONE: 336-754-5541
EMAIL: office@trinitymoravian.org